 Tiram Realty - Your Trusted Registered Estate Agency in Johor, MalaysiaPrimary Format :
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Auction cancelled 20 minutes AFTER HAMMER DOWN
In response to our article entitled "Can someone cancel the house I bought in an auction?", one of our website visitors is kind enough to share with us a personal experience: It happened to me 2 years ago. For my case, 20 minutes after the hammer down, the bank cancelled. I was not even given the chance to sign S&P. Nevertheless, I proceeded to sue the bank and won the case in KL High Court. The difficult tasks are finding a lawyer that is willing to sue and a valuator willing to prov ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
How to get satellite images of your property?Thanks to Google Maps, obtaining a satellite image of your property is as easy as lifting your finger, and and it's FREE! Though the image may not be real-time, it's already a technological wonder that many of us could benefit from.View Larger MapIf you have noticed, Google Maps has now included many street names in major cities in Malaysia. Hopefully very soon we could find detailed driving directions through Google Maps, as what millions of users in United States and many other countries ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #20: Subprime loan crisis, the after thoughts...This is what happen in United States, i.e. if you cannot qualify for loans or are having difficulty obtaining credit through the normal channel, then a subprime loan may be your next port of call. A subprime loan is a loan that is given to people with a bad credit record. The interest rate on a subprime loan is likely to be a lot higher than an interest rate you would expect on a loan from a bank.In Malaysia, the closest to its kind is probably credit company. However, this kind of credit ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #19: Sell your property through a registered estate agentBy way of referral or advertisement, you may call up a registered estate agent to sell your property for you. On your first meeting, the following should be discussed:(1) Joint inspection of the property- Before the joint inspection, you might want to give the address of the property to the agent for him to gather some information on the market price. During the inspection, the owner should produce documents such as photocopy of the title or quit rent receipts as proof of ownership.- The ow ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #18: Getting a registered estate agent to source a house for youOver the years in the real estate industry, I've noticed one phenomenon, i.e. many people tend to seek service from a registered estate agent (REA) without knowing exactly what they want! Here's a simple guide or questions rather, that can help you to determine what you want before looking for a REA, hence making things easier for a REA to work on your instruction more precisely.Qualifying process:(1) What is the purpose of this instruction?- InvestmentThen you are looking at tenanted prop ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #17: What are the types of agency you may come across with Registered Estate Agent?There are few types of agency as noted under the Malaysian Estate Agent Standard :(1) EXCLUSIVE AGENCY - This refers to the instruction from a client to a single registered estate agent to act on his behalf. The client may make introduction but will leave the closing of the transaction to the registered estate agent. The principal must pay the appointed estate agent the agreed fee even if the estate agent was not the effective cause of the transaction.(2) SOLE AGENCY - Just as in exclusive ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Property Auction #6: Are you bidding on Standard & Chartered Bank's properties?If you are planning to bid for Standard & Chartered Bank's property (Laca case), always remember to register yourself with their panel agent few days in advanced. The purpose is for the agent to apply for you to waive the maintenance fees, quit rent and assessment owed by the previous owner.If you do not perform the above, I'm sorry to inform you that you yourself have to bear those costs. In many instances, these figures can amount to more than RM10,000!This only applies to Laca cases, i.e ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
New features added to www.tiramrealty.com.myI'm pleased to inform you some of the exciting updates on Tiram Realty website:(1) Property Listing - where you can search for the properties you are interested online. If you are interested on listing your property with us, please drop us a email. Do try out our advanced search function under the property listing section as well.(2) Property Channel - A video channel showing property-related videos online, where you will find FREE tips on home improvement, home decoration, fengshui/geomanc ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Landlord and Tenant #4: What if my tenant run away without settling his utility bills?Can you imagine a tenant of a single storey terrace house owed the water authority for over RM3000 and get away with it? Howabout a tenant of a half an acre factory owed the TNB for over RM100,000 in few months time? Yes, they do happen to my clients. Question arises here as to who is responsible for the owing? Many of you will tell me, the tenant, of course. Legally, you all got it right, but practically, it "may" be the owner's onus to settle the owing at the end of the day. Say, Albert i ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Property Auction Tips #5: Should i bid for a caveated property?This is a question posted to me by one of our Tiram blog reader. Apparently, she came across a Proclamation of Sale (P.O.S) of a property in Kuala Lumpur which she's interested in buying. It so happened that the property has been caveated. She then sought advice from few registered estate agents on the issues on caveat, nevertheless she couldn't seem to obtain a satisfactory answer. This is what i would do should i come across any caveated properties in auction:(1) Talk to the P.O.S lawyer ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Iskandar Development Region #6: New updates on NusajayaThese are some of the happenings in Nusajaya City:(1)Columbia-Asia Hospital commencing work by September 2007, a 70 beds hospital at Medi-Park (2)University managed by I-Carnegie commencing work by September 2007(3)Estimated first yacht will be sailing into Puteri Harbour at Nusajaya by December 2007. (4)Detailed incentive package for IDR will be published by September 2007. Looks like September this year will be an exciting month for all of us who's interested in the progress of Iskandar ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #16: Are you planning to visit a mapex/property exhibition? Here's what you should do.Before you go, you should :(1) Determine your purpose. Are you looking for a house at a particular locality? Are you searching for a shophouse for investment purchase? Are you looking at a single or double storey terrace house? How many rooms i needed? Too many questions? Well, to make things simpler, just answer the following questions:- What's the locality you wanted?- What's the type of house you wanted, single/double house, or apartment?- What's the value added facility you wanted? Secu ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #15: Seminar on Southern Johor DevelopmentMalaysian Institute of Estate Agents , Johor Branch together with the cooperation of University of Technology of Malaysia and Land & Mines Johor are conducting a seminar on SOUTHERN JOHOR DEVELOPMENT: PROSPECTS & CHALLENGES IN THE 21ST CENTURY at The M-Suites Johor Bahru, 27th & 28th June 2007. The seminar topics are as follows:1. Iskandar Development Region - Embarking into a New Horizon;prospects and challenges2. Iskandar Development Region - The need for a balanced development3. Challeng ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #14: Mortgage Reducing Term Assurance (MRTA), have you bought it?MRTA is designed exclusively to protect against the outstanding balance of housing mortgage in the event of the loan holder’s unexpected death or TPD (Total Permanent Disability). In other words, it will pay off the mortgage thereby securing the repayment of the housing loan.Over my 8 years involvement in the real estate industry, I've come across two typical true cases related to the issue of MRTA. Case one:Mr. A lost his eye-sights due to work injury, and he still has to carry a househ ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Landlord and Tenant #3: Fire insurance - notification on change of tenantsThis has always being neglected by property owners. Under the fire insurance terms and condition, you as a property owners are obliged to submit changes to the tenancies to your insurers promptly. That is to say that you will be paying different premium for the fire insurance. For example, if you have a carpentry as your tenant, you will be paying tariff at approximately 0.7% whereas a storeroom carries a tariff of approximately 0.2%. Yes, higher risk's tenant will cost you as a owner to pa ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Landlord and Tenant #2: How many of you actually read through your tenancy agreement before signing?I'm very surprised to hear that many people never actually read through the tenancy agreement before signing it, be it professionals or some people from corporate background. Both landlord and tenant normally have many issues to be agreed upon, and in many instances, the issues are agreed upon verbally at initial stage. Please make sure these terms and conditions are duely noted and worded properly in the tenancy agreement to avoid any future disputes. To my knowledge, there are some so-cal ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #13: Changes in house design over the past 10 yearsSome of you might find this interesting, here's some of the changes:(1) Single carporch to twin or even triple carporch- Most families now own more than one cars, in order to cater to these needs, all developers now opt to build more spacious carporch.(2)Traditional kitchen to Wet & Dry kitchen- Many would use the dry kitchen for display purpose, where the actual cooking is done in wet kitchen.(3)Cement/parquet flooring to tiled/timber strips flooring- Many finds cement/parquet floorings t ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Property Auction #4: I've bought a house at an auction fair by the bank, but they cancel the deal 2 months later! Can they do that?This was the question posted to us by one of our client who bought a single storey terrace house at Taman Desa Jaya, during a property auction fair conducted by the bank. For those of you who have read my previous articles on property auction before, you all knew this is what we called a Laca case, i.e. properties without individual titles issued. After two months signing the contract of sale, and he has signed the loan agreement,and he has started doing the renovation (i would not advise t ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Property Auction #4: I've bought a house at an auction fair by the bank, but they cancel the deal 2 months later! Can they do that?This was the question posted to us by one of our client who bought a single storey terrace house at Taman Desa Jaya, during a property auction fair conducted by the bank. For those of you who have read my previous articles on property auction before, you all knew this is what we called a Laca case, i.e. properties without individual titles issued. After two months signing the contract of sale, and he has signed the loan agreement,and he has started doing the renovation (i would not advise t ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Landlord and Tenant #1: My tenant doesn't pay utility bills!I've rented a firstfloor office in Taman Molek to a tenant, after a almost a year, the landlord came back to me and inform me that the tenant has owed electricity bills over RM2000, which has way exceeded the utility deposit paid to the owner. Tenaga Nasional Berhad has also sent out warning letter few times indicating that they are going to disconnect the electricity supply. Later i found out, the tenant didn't really owe anything. What happened here was that, the TNB meter is inside the b ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #12: Property Investment - Property ManagementThe long awaited Common Property (Building & Maintenance) Bill has been passed in December 2006. Once this specific law is introduced, developers and owners are expected to form a joint management committee to manage and maintain the common properties. This will give owners a say in how the common properties will be managed. Owners will get to see more transparency in the made up of their contributions towards the management fund & reserve funds for major repairs. Henceforth, you as a prop ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #11: Property Investment - TenantabilitySay you are a property investor, and you are given by your Registered Estate Agent the following properties for consideration:Option 1:Alex has got a double storey shopoffice at Jalan Dedap, Taman Johor Jaya selling at RM400,000 with rental income RM2000 per month, i.e. 6%p.a. return. All shops on the same row are fully tenanted. From your survey, you are told that tenants are always on queue for this row of shops. Option 2:Brian has got a double storey shopoffice at Jalan Rosmerah, Taman J ... Listen | Listen in your iPhone | Download | View full cache | Visit Website
Real Estate Tips #10: Glossary - Overhang propertyWe all know that from the property report from Valuation Department that Johor has got the most overhang properties. How do we know a property is considered overhang or not?Definition:Overhang - Property completed with Certicate of Fitness (now Certificate of Completion and Compliance) remain unsold for more than 9 months. Are there any real estate terminology that you wish me to further explain? Drop me a mail.Click here to playListen | Listen in your iPhone | Download | View full cache | Visit Website
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